Can PayPal respond with error code INSUFFICIENT_FUNDS to direct payment attempts? -


the documentation insufficient_funds error code reads:

buyer needs add valid funding instrument (e.g. credit card or bank account) to paypal account.

which seems imply error code may returned if payer attempts pay paypal account, , no such code returned if direct payment attempt made (with credit card).

is interpretation correct?

direct credit card declines will not give specific reason decline, return error code, such 15005, translates "this transaction cannot processed." because "the transaction declined issuing bank, not paypal. merchant should attempt card." see directpayment errors , warnings complete list of direct payment error codes.


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